Incorporated in 2007, HDB Financial Services Limited (HDBFS) is a non-deposit-taking NBFC and a subsidiary of HDFC Bank engaged in providing lending solutions.[1]
Prices delayed · Fundamentals as reported · checked 07 Oct, 4:38 pm ISTData as published. No model runs on this page.
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| Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 3,667 | 3,884 | 4,007 | 4,144 | 4,266 | 4,465 | 4,545 | 4,674 | 4,745 | 4,938 |
| Interest | 1,377 |
Generated on demand from the fundamentals above plus a live web scan. Takes one to two minutes.
The business narrative, written down and turned into explicit assumptions.
A valuation from those assumptions, under bull, base and bear cases.
Where today's price sits relative to that range.
| 1,496 |
| 1,598 |
| 1,645 |
| 1,650 |
| 1,740 |
| 1,694 |
| 1,704 |
| 1,682 |
| 1,753 |
| Expenses + | 1,368 | 1,560 | 1,561 | 1,809 | 1,858 | 1,942 | 2,017 | 2,058 | 1,997 | 2,075 |
| Financing Profit | 922 | 828 | 847 | 689 | 758 | 784 | 835 | 912 | 1,066 | 1,110 |
| Financing Margin % | 25% | 21% | 21% | 17% | 18% | 18% | 18% | 20% | 22% | 22% |
| Other Income + | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 40 | 44 | 48 | 49 | 54 | 51 | 52 | 51 | 54 | 55 |
| Profit before tax | 882 | 784 | 799 | 641 | 704 | 732 | 782 | 860 | 1,011 | 1,055 |
| Tax % | 26% | 26% | 26% | 26% | 25% | 22% | 26% | 25% | 26% | 26% |
| Net Profit + | 656 | 582 | 591 | 472 | 531 | 568 | 581 | 644 | 751 | 785 |
| EPS in Rs | 8.27 | 7.33 | 7.44 | 5.95 | 6.67 | 6.84 | 7.01 | 7.76 | 9.04 | 9.46 |
| Gross NPA % | 1.90% | 2.10% | 2.25% | 2.26% | 2.56% | 2.81% | 2.81% | 2.44% |
| Net NPA % | 0.90% | 0.99% | 1.11% | 1.27% | 1.25% | 1.09% | 1.04% |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|
| Revenue + | 10,945 | 11,312 | 12,403 | 14,173 | 16,300 | 18,431 | 18,902 |
| Interest | 3,883 | 3,326 | 3,512 | 4,907 | 6,433 | 6,856 | 6,834 |
| Expenses + | 6,451 | 6,540 | 6,153 | 5,817 | 6,745 | 7,980 | 8,147 |
| Financing Profit | 610 | 1,446 | 2,738 | 3,449 | 3,122 | 3,595 | 3,922 |
| Financing Margin % | 6% | 13% | 22% | 24% | 19% | 20% | 21% |
| Other Income + | -2 | 0 | 1 | 1 | 0 | 1 | 0 |
| Depreciation | 108 | 99 | 112 | 145 | 194 | 209 | 213 |
| Profit before tax | 501 | 1,348 | 2,627 | 3,305 | 2,928 | 3,386 | 3,709 |
| Tax % | 22% | 25% | 25% | 26% | 26% | 25% | |
| Net Profit + | 391 | 1,011 | 1,959 | 2,461 | 2,176 | 2,544 | 2,761 |
| EPS in Rs | 4.96 | 12.80 | 24.76 | 31.03 | 27.34 | 30.64 | 33.27 |
| Dividend Payout % | 0% | 8% | 8% | 10% | 11% | 13% |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Equity Capital | 789 | 790 | 791 | 793 | 796 | 830 |
| Reserves | 7,657 | 8,749 | 10,646 | 12,950 | 15,024 | 19,834 |
| Borrowing | 50,359 | 48,973 | 54,865 |
| 74,331 |
| 89,682 |
| 99,230 |
| Other Liabilities + | 3,836 | 3,513 | 3,748 | 4,483 | 3,161 | 3,757 |
| Total Liabilities | 62,641 | 62,026 | 70,050 | 92,557 | 108,663 | 123,651 |
| Fixed Assets + | 317 | 293 | 387 | 511 | 735 | 773 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 1,593 | 2,234 | 1,243 | 3,380 | 2,060 | 3,748 |
| Other Assets + | 60,731 | 59,500 | 68,420 | 88,665 | 105,868 | 119,130 |
| Total Assets | 62,641 | 62,026 | 70,050 | 92,557 | 108,663 | 123,651 |